Mr. Prior practices in the areas of employee benefits and commercial transactions. In the employee benefits area, his primary focus is upon health and welfare plan issues. In the commercial transactions area, his primary focus is upon tax-exempt and taxable bond financing and the issuance of letters of credit, representing issuers, underwriters, borrowers and trustees in note and bond transactions. Mr. Prior has also worked extensively with both lenders and borrowers in matters involving asset-based lending, ESOP financing and other commercial loan transactions and financing, commercial and consumer collection actions, foreclosures and bankruptcy proceedings, state and federal regulatory and compliance issues involving financial institutions and their customers, commercial law issues, and in other matters involving creditors' rights. Practice Areas Banking & Finance Commercial transactions Creditors' rights Loan financing Employee Benefits Compliance & audits ERISA litigation Welfare plans Financial Institutions Regulation & compliance Trust companies, consumer finance companies & mortgage brokers Information Privacy & Data Security HIPAA compliance Transportation & Logistics Professional AssociationsOhio State Bar AssociationAmerican Bar Association Section of Business Law (Co-chair of State Survey Subcommittee of Commercial Financial Services Committee); Section of TaxationNational Association of Bond LawyersEducation University of Virginia School of Law, J.D.

, 1985 The Pennsylvania State University, B.A., with highest distinction, 1981 Bar AdmissionsState of OhioU.S. District Court for the Northern District of OhioU.S. District Court for the Southern District of OhioPresentations/Publications/CLEPanel speaker, Porter Wright's Webinar COBRA Premium Subsidy Provisions of the American Recovery and Reinvestment Act of 2009, April 1, 2009Panel speaker, Porter Wright's Employee Benefits Seminar Hot Topics in Employee Benefits, "COBRA Changes after ARRA," "Required Changes to Health Plans after Michelle's Law," "New HIPAA Administration after HITECH," "Required Changes to Health Plans after CHIP Reauthorization Act," March 18, 2009Panel Speaker, Columbus Bar Association, "Tax Aspects of Health & Welfare Benefits Plans," February 21, 2007Panel speaker, Porter Wright's Employee Benefits Seminar Hot Topics in Employee Benefits, "The HIPAA Security Rule and Group Health Plans," "Medicare Part D Notice Requirements," February 15, 2006Panel speaker, Porter Wright's Employment Relations Seminar, "2004 Final COBRA Notice Regulations," November 11, 2004Panel speaker, Porter Wright's Employment Relations Seminar, "HIPAA Privacy Regulations: Implications for Employers and Sponsors of Group Health Plans," October 30, 2002Speaker, Porter Wright Seminar, "Revised Article 9," 2001Speaker, Community Bankers Association of Ohio Seminar, "Taking a Security Interest in a Securities Account," 2000Speaker, Porter Wright Seminar, "Commercial Loan Administration," 1994Coauthor, "Community Reinvestment Act Enforcement Shows New Vigor and There's More to Come," Ohio Savings & Loan League Journal, 1994Speaker, Columbus Bar Association, "Credit Enhancements: Guarantees," 1993Speaker, Adjustable Rate Mortgage Seminar, Community Bankers Association of Ohio, "Litigation over Arm Errors," January 1992Community/Civic/Volunteer WorkGrace Brethren Church Nursing Home Ministry.