Written by doctors and healthcare professionals, this textbook should be mandatory reading for all medical school students--highly recommended for both young and veteran physicians--and an eliminating factor for any financial advisor who has not read it. The book uses jargon like ''innovative, '' ''transformational, '' and ''disruptive''--all rightly so! It is the type of definitive financial lifestyle planning book we often seek, but seldom find. -- LeRoy Howard MA CMPTM, Candidate and Financial Advisor, Fayetteville, North Carolina I taught diagnostic radiology for over a decade. The physician-focused niche information, balanced perspectives, and insider industry transparency in this book may help save your financial life. -- Dr. William P. Scherer MS , Barry University, Ft. Lauderdale, Florida This book was crafted in response to the frustration felt by doctors who dealt with top financial, brokerage, and accounting firms.

These non-fiduciary behemoths often prescribed costly wholesale solutions that were applicable to all, but customized for few, despite ever-changing needs. It is a must-read to learn why brokerage sales pitches or Internet resources will never replace the knowledge and deep advice of a physician-focused financial advisor, medical consultant, or collegial Certified Medical Planner(TM) financial professional. --Parin Khotari MBA, Whitman School of Management, Syracuse University, New York In today''s healthcare environment, in order for providers to survive, they need to understand their current and future market trends, finances, operations, and impact of federal and state regulations. As a healthcare consulting professional for over 30 years supporting both the private and public sector, I recommend that providers understand and utilize the wealth of knowledge that is being conveyed in these chapters. Without this guidance providers will have a hard time navigating the supporting system which may impact their future revenue stream. I strongly endorse the contents of this book. --Carol S. Miller BSN MBA PMP, President, Miller Consulting Group, ACT IAC Executive Committee Vice-Chair at-Large, HIMSS NCA Board Member This is an excellent book on financial planning for physicians and health professionals.

It is all inclusive yet very easy to read with much valuable information. And, I have been expanding my business knowledge with all of Dr. Marcinko''s prior books. I highly recommend this one, too. It is a fine educational tool for all doctors. --Dr. David B. Lumsden MD MS MA, Orthopedic Surgeon, Baltimore, Maryland There is no other comprehensive book like it to help doctors, nurses, and other medical providers accumulate and preserve the wealth that their years of education and hard work have earned them.

--Dr. Jason Dyken MD MBA, Dyken Wealth Strategies, Gulf Shores, Alabama I plan to give a copy of this book written '' by doctors and for doctors'' to all my prospects, physician, and nurse clients. It may be the definitive text on this important topic. --Alexander Naruska CPA, Orlando, Florida Health professionals are small business owners who need to apply their self-discipline tactics in establishing and operating successful practices. Talented trainees are leaving the medical profession because they fail to balance the cost of attendance against a realistic business and financial plan. Principles like budgeting, saving, and living below one''s means, in order to make future investments for future growth, asset protection, and retirement possible are often lacking. This textbook guides the medical professional in his/her financial planning life journey from start to finish. It ranks a place in all medical school libraries and on each of our bookshelves.

--Dr. Thomas M. DeLauro DPM, Professor and Chairman - Division of Medical Sciences, New York College of Podiatric Medicine Physicians are notoriously excellent at diagnosing and treating medical conditions. However, they are also notoriously deficient in managing the business aspects of their medical practices. Most will earn $20-30 million in their medical lifetime, but few know how to create wealth for themselves and their families. This book will help fill the void in physicians'' financial education. I have two recommendations: 1) every physician, young and old, should read this book; and 2) read it a second time! --Dr. Neil Baum MD, Clinical Associate Professor of Urology, Tulane Medical School, New Orleans, Louisiana I worked with a Certified Medical Planner(TM) on several occasions in the past, and will do so again in the future.

This book codified the vast body of knowledge that helped in all facets of my financial life and professional medical practice. -- Dr. James E. Williams DABPS, Foot and Ankle Surgeon, Conyers, Georgia This is a constantly changing field for rules, regulations, taxes, insurance, compliance, and investments. This book assists readers, and their financial advisors, in keeping up with what''s going on in the healthcare field that all doctors need to know. -- Patricia Raskob CFP(R) EA ATA, Raskob Kambourian Financial Advisors, Tucson, Arizona I particularly enjoyed reading the specific examples in this book which pointed out the perils of risk . something with which I am too familiar and have learned (the hard way) to avoid like the Black Death. It is a pleasure to come across this kind of wisdom, in print, that other colleagues may learn before it''s too late-- many, many years down the road.

-- Dr. Robert S. Park MD, Robert Park and Associates Insurance, Seattle, Washington Although this book targets physicians, I was pleased to see that it also addressed the financial planning and employment benefit needs of nurses; physical, respiratory, and occupational therapists; CRNAs, hospitalists, and other members of the health care team.highly readable, practical, and understandable. -- Nurse Cecelia T. Perez RN, Hospital Operating Room Manager, Ellicott City, Maryland Personal financial success in the PP-ACA era will be more difficult to achieve than ever before. It requires the next generation of doctors to rethink frugality, delay gratification, and redefine the very definition of success and work-life balance. And, they will surely need the subject matter medical specificity and new-wave professional guidance offered in this book.

This book is a ''must-read'' for all health care professionals, and their financial advisors, who wish to take an active role in creating a new subset of informed and pioneering professionals known as Certified Medical Planners(TM). --Dr. Mark D. Dollard FACFAS , Private Practice, Tyson Corner, Virginia As healthcare professionals, it is our Hippocratic duty to avoid preventable harm by paying attention. On the other hand, some of us are guilty of being reckless with our own financial health--delaying serious consideration of investments, taxation, retirement income, estate planning, and inheritances until the worry keeps one awake at night. So, if you have avoided planning for the future for far too long, perhaps it is time to take that first step toward preparedness. This in-depth textbook is an excellent starting point--not only because of its readability, but because of his team''s expertise and thoroughness in addressing the intricacies of modern investments--and from the point of view of not only gifted financial experts, but as healthcare providers, as well . a rare combination.

-- Dr. Darrell K. Pruitt DDS, Private Practice Dentist, Fort Worth, Texas This text should be on the bookshelf of all contemporary physicians. The book is physician-focused with unique topics applicable to all medical professionals. But, it also offers helpful insights into the new tax and estate laws, fiduciary accountability for advisors and insurance agents, with investing, asset protection and risk management, and retirement planning strategies with updates for the brave new world of global payments of the Patient Protection and Affordable Care Act. Starting out by encouraging readers to examine their personal ''money blueprint'' beliefs and habits, the book is divided into four sections offering holistic life cycle financial information and economic education directed to new, mid-career, and mature physicians. This structure permits one to dip into the book based on personal need to find relief, rather than to overwhelm. Given the complexity of modern domestic healthcare, and the daunting challenges faced by physicians who try to stay abreast of clinical medicine and the ever-evolving laws of personal finance, this textbook could not have come at a better time.

--Dr. Philippa Kennealy MD MPH, The Entrepreneurial MD, Los Angeles, California Physicians have economic concerns unmatched by any other profession, arriving ten years late to the start of their earning years. This textbook goes to the core of how to level the playing field quickly, and efficaciously, by a new breed of dedicated Certified Medical Planners(TM). With physician-focused financial advice, each chapter is a building block to your financial fortress. -- Thomas McKeon, MBA, Pharmaceutical Representative, Philadelphia, Pennsylvania An excellent resource . this textbook is written in a manner that provides physician practice owners with a comprehensive guide to financial planning and related topics for their professional practice in a way that is easily comprehended. The style in which it breaks down the intricacies of the current physician practice landscape makes it a ''must-read'' for those physicians (and their advisors) practicing in the volatile era of healthcare reform. --Robert James Cimasi, MHA ASA FRICS MCBA CVA CM&AA CMP(TM), CEO-Health Capital Consultants, LLC, St.