Using Self-Help Law Books IntroductionSection 1: Types of Small Businesses and Their Operations Sole Proprietorships Partnerships Corporations Limited Liability CompaniesSection 2: The Special Challenges of Being an Entrepreneur Double-Sided Pressure Reasons for Money Problems Downward Spiral Effects of Financial PressureSection 3: The Dangers of Past-Due Debts, Bankruptcy, and the Collection Process Business Creditors Personal Creditors Steps the Creditor Cannot Take Steps the Creditor Can TakeSection 4: Overview of Bankruptcy and How It Works Chapter 7 Bankruptcy Chapter 11 Bankruptcy Chapter 12 Bankruptcy Chapter 13 Bankruptcy Comparing the Types of BankruptcySection 5: The Interplay of Business and Personal Debt.Section 6: Fourteen Myths about Debt and Bankruptcy It Will Ruin My Credit Notice of My Bankruptcy Will Be Put in the Newspaper and Become Public It Will Ruin My Spouse's Credit I Will Lose My Home and Cars I Will Lose All of My Other Property They Will Sell My Property at an Auction in Front of My Home If I File Bankruptcy, My Spouse Will Have to File Also My Spouse and I Will Lose Our Jobs I Will Lose My License I Will Not Be Able to Get Student Loans I Will Not Be Able to Have a Bank Account I Will Be Put in Jail if I Do Not Pay My Bills The Debts Will Go Way in Time I Will Never Have Credit AgainSection 7: Alternatives to Bankrupting Your Business or Yourself. Budget Borrowing and Debt Consolidation Dealing with Creditors Workout ProgramSection 8: Lawyers, Business Creditors, and Their Functions WorkoutsSection 9: Ten Traps and Mistakes to Avoid When You Have Money Problems Pension Plan Borrowing Borrowing Against a Home to Pay Off Credit Cards Borrowing from Family Members and Giving a Vehicle or Home as Security Taking a Cash Advance on a Credit Card Living on Credit Cards Transferring Balances from One Card to Another Lying or Exaggerating on Loan Applications Not Paying Income Taxes Stopping Payment of Withholding Not Following Corporate FormalitiesSection 10: Analyzing Business Debts and Assets Before Bankruptcy Business Debts Business Assets Profit and LossSection 11: Taking a Financial Inventory Computing Your Debt Ratio Classifying Your Debts and AssetsSection 12: What Will I Lose? Example 1: Sue Example 2: Tom ObservationsSection 13: Dos and Don'ts of Filing for Bankruptcy Paying Themselves a Bonus After Not Receiving a Salary Taking Goods from the Business Paying Off Loans to Family Members and Close Friends Transferring or Selling Property to Family or Friends at a Low Price Paying Off Car Loans Buying a New Car Hiding AssetsSection 14: Chapter 7 Bankruptcy The Automatic Stay Trustee Section 341 Meeting After the 341 Meeting Problems that Can AriseSection 15: Chapter 11 Bankruptcy and Chapter 13 Bankruptcy Chapter 11 Bankruptcy Chapter 13 Bankruptcy After the Plan is FiledSection 16: Post-Filing Issues Inheritances Tax Refunds Gifts from Family or Friends Deceiving the Trustee Income IncreasesSection 17: Post-Filing Steps and Problems in Chapter 7 Bankruptcy Audits Challenges by the Creditors Challenges by Third Parties Criminal SanctionsSection 18: Continuing in Business After Bankruptcy Keeping a Business AliveSection 19: Rebuilding Credit Reasons to Have Credit Obtaining Credit After Bankruptcy Reaffirming Credit Cards Scorekeeping Rebuilding Your CreditConclu.