The newly designed Essential Cash Envelope System has all the tools you need to start winning with money! This is Dave Ramsey's proven, easy-to-use cash management system. Try this simple way to manage your household income and expenses and avoid spending more than you earn. The Essential Cash Envelope System has the same great functions of the traditional envelope systems you know and love but with a brand-new look! Plus, Dave's Envelope Replacement/Refill Sheets still fit perfectly inside to keep your cash organized. If you've been wanting to upgrade from your loose bank deposit envelopes or homemade envelopes, this is the perfect solution. The Essential Cash Envelope System offers: 8 Cash Management Envelopes 8 Debit Card Slots Pen and Elastic Pen Strap Check Register Pocket Zippered Pocket for Coins, Coupons or Receipts Secure Metal Magnet Clasp Available in Four Colors: black, red, gray, green How do I use the Essential Cash Envelope System? The envelope system is a way to track exactly how much money you have in each budget category for the month by keeping your cash tucked away in envelopes. At the end of the month, you can see how much cash is left by taking a quick peek in your envelope. How easy is that? If you're constantly going overboard in a certain category (hello, food!), then take cash out for the amount you've budgeted for and stick it in an envelope. When you shop for that category, only use what's in the envelope.

Once the money is gone, it's gone--so this will force you to stop overspending!.