Sadly, more than 80 percent of American families have never prepared a Family Budget. And yet, living by a short-term financial plan is the singular requirement for achieving personal financial victory. In other words, unless there's an atypical income windfall, family budgeting is ESSENTIAL for success in life. Period Could that explain why so many people need food stamps these days to make ends meet? This book is one of the most complete publications ever written on the subject of family budgeting. And, one of the main things it shows is that short-term financial plans don't have to be complicated. A one-page Family Budget is all you need to eventually become an outstanding financial success. If you'll read and understand this book and implement what you learn, the probability of your financial success while you're still young enough to enjoy it will increase exponentially. Not only does this book explain in detail how to prepare and live by a budget, it is chocked full of ideas for cost reductions.

And particularly unique to this book are discussions of all the debt repayment techniques that produce debt freedom in the shortest possible time for those families that find themselves in some kind of difficulty with their creditors. The publisher of this book is a division of Make A Way Ministries which has been counseling families with financial problems since 1987. Tens of thousands of families have been assisted over the ensuing years and all of that experience has been poured into this special book. -Three years ago I was in danger of losing my home but God provided a miracle through you and we thank you from the bottom of our hearts. - DBH in Maryland -During the recession my husband and I almost lost our home. But your ministry helped us save our home and develop a new financial strategy. - DN in Virginia -I praise God He led me to you to get the financial area of my life restructured. Let this express my sincere appreciation for your help.

- Pastor IG in Florida -I cried in happiness when I learned that my mortgage problem had been solved by applying what I learned from your ministry. -ML in Florida -My mother and I were faced with a dire financial problem that arose unexpectedly. We felt we had nowhere to turn. Through your advice the best possible outcome arose from our situation, an outcome we never dreamed could actually happen, nor one that would have happened without your help. We recommend your services to anyone seeking financial help. -BH in Texas -Your ministry is a lighthouse to the world and your advice was real, full of wisdom and much needed. Thanks for helping me. PM - Miami -I wanted to thank Make A Way Ministries for counseling me about getting my finances organized so that soon I can fulfill the call on my life to be a missionary doctor.

I am excited because for the first time I have direction in my life. By getting my finances straightened out I am seeing God's promises actually coming into my life and I believe that what you have done for me is a first step toward the financial freedom I will need to be able to go into full time ministry. HC - Miami -When the electric company turned off our electricity for 5 days, our family studied your bible studies together by candlelight. It was such a wonderful experience we almost didn't want the electricity to come back on. TS - Miami.