The insurance contract uberrimae fidei Other contracts of the utmost good faith The nature of the duty of the utmost good faith The source of the duty of utmost good faith Law reform Legislation affecting the duty of good faith The assured's duty of the fair presentation of the risk at placing The exceptions to the duty of disclosure at placing Modification of the duty of disclosure at placing The post-contractual duty of good faith The assured's duty of utmost good faith and claims The insurer's duty Third parties Materiality and inducement Examples of material facts Remedies The loss of the insurer's right to exercise a remedy or to rely upon a breach of warranty Evidence: Proving a breach of duty or a defence duty of utmost good faith and claims The insurer's duty Third parties Materiality and inducement Examples of material facts Remedies The loss of the insurer's right to exercise a remedy or to rely upon a breach of warranty Evidence: Proving a breach of duty or a defence.