Learn how to avoid foreclosure & stay in your home If you're having trouble making your mortgage payments or are already in danger of foreclosure, you need to know your options. The Foreclosure Survival Guide can help you learn how to navigate foreclosure and potentially stay in your home. This guide will give you the practical information you need, including: the ins and outs of foreclosure how to decide whether you should try to keep your house what loan workout programs are available to potentially save your home and how to apply for them how to bring your loan current in Chapter 13 bankruptcy if you can't stay in your home, how to avoid unnecessary costs by filing for Chapter 7 bankruptcy what alternatives for giving up the property, like short sales and deeds in lieu, are available and how to avoid becoming the victim of foreclosure rescue scams. The powerful yet practical advice in this book also explains your most important tool--the 120-day foreclosure waiting period before foreclosure starts, how the foreclosure process works in each state, potential tax consequences, and more. This edition is updated with the latest information on mortgage-assistance programs during the coronavirus national emergency, federal mortgage servicing laws, relief for victims of natural disasters, and recent court decisions affecting homeowners' rights.