Repair your credit and get out of debt with the complete guide to solving your money troubles. Feeling overwhelmed by your debts? If you're ready to regain your financial freedom, feeling the squeeze of the housing bust or simply get smarter about managing your money, you'll find everything you need in this complete guide. Solve Your Money Troubles shows you how to: prioritize debts create a budget negotiate with creditors stop collector harassment challenge wage attachments contend with repossessions respond to creditor lawsuits qualify for a mortgage rebuild credit decide if bankruptcy is the right option for you To make the process easier, Solve Your Money Troubles also includes sample letters to creditors, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan. To make the process easier, the 12th edition of Solve Your Money Troubles includes all-new sample letters to creditors which reflect changing financial times, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan. You'll also get fully updated state laws and new information on dealing with foreclosure.