Robin Leonard is a former attorney who gave up the law to become a rabbi. She is the author of many Nolo books including  Solve Your Money Troubles: Debt, Credit & Bankruptcy  and  Credit Repair . She also helped write How to File for Chapter 7 Bankruptcy  and  A Legal Guide for Lesbian and Gay Couples . Attorney Margaret Reiter was a consumer investigator with the Los Angeles County Consumer Affairs Department for four years and worked for 20 years as a consumer prosecutor with the California Attorney General's Consumer Law Section. She has investigated or prosecuted businesses engaged in consumer fraud including foreclosure "consultants," mortgage lenders, debt settlement companies, vocational schools, living trust mill/annuity sellers, prepaid phone card companies, and tax refund anticipation loan providers. She has drafted consumer protection legislation, advocated for stronger consumer protection before regulatory agencies and trained other prosecutors.