This compassionate and comprehensive guide shows readers how to: determine if they qualify for Chapter 13, calculate their debts and income-complete and file bankruptcy forms, -devise a repayment plan, stop a house from foreclosure, make up missed mortgage payments and get back on track, pay off tax debt, student loans, child support or alimony arrears, modify a plan when problems come up, represent oneself in bankruptcy court. Completely updated, the book includes the latest forms and instructions necessary to file for Chapter 13 bankruptcy.