Perhaps you've had problems with credit. Or perhaps you haven't, but your credit report says you did anyway - nearly 70 percent of credit reports contain errors.Either way, a less-than-flattering report can hurt your chances of qualifying for a credit card, mortgage or any other kind of loan - it can even get in the way of renting an apartment or finding a job.But a bad credit report can almost always be improved or corrected. In plain English, Credit Repair shows you how to fix your credit situation quickly, easily and legally. Learn how to:avoid overspendingestablish a realistic budgetget out of debt nowbuild a financial cushionread and understand your credit reportget mistakes on your credit report fixedprotect your social security numberavoid credit discriminationget positive information added to your credit reportnegotiate with creditorsThis edition of Credit Repair provides new information about your liability when your credit card is used without your permission, and how to close a credit card account properly. It also includes sample credit reports and lists of agencies and organizations to turn to for additional help.re owed from bankrupt entities.

It shows people how to make their claims, complete all the necessary forms, avoid making a situation worse and spot fraud and abuse.