I. Context II. Themes and Aims III. Questions and Structure 1. Theoretical Framework I. Introduction II. Duality of Aims in EU Consumer Law III. Normative Preconceptions IV.

Conclusions 2. Vulnerability to Welfare Losses through Privatisation I. Introduction II. Privatisation: Credit versus Welfare III. Welfare Losses IV. Vulnerability to Welfare Losses V. Conclusions 3. Vulnerability in EU Mortgage Contract Law I.

Introduction II. Vulnerability in EU Mortgage Contract Law III. Conclusions 4. A Flexible Mortgage Contract Law I. Introduction II. Relational Vulnerability III. Event Vulnerability IV. Lack of Resilience V.

Conclusions 5. Theoretical Framework Revisited I. Welfarist EU Mortgage Contract Law? II. Justice in EU Mortgage Credit Law.