Terry was born within the sound of the Bow Bells in 1948 just after the second world war making him a real London Cockney. At the age of ten through serious illness Terry was moved out of London to escape from the serious smog problems of the 50's. Terry spent most of his young life in hospitals and convalescent homes including 11 months in Davos Switzerland. Due to his health problems Terry missed most of his school years and consequently had a poor education but this did not hold him back from being a successful businessman. Terry has travelled the world. He flew a single engine light aircraft from England to Australia in 1990 for charity, walked the Inca Trail and climbed Mount Kilimanjaro at the age of 64 also for charity.