Set in 1896 Kansas near the Colorado border, the conclusion of the Outlaw Gold series. Becky Campbell heads west to work as a waitress in one of Fred Harvey's famous restaurants in western Kansas. But a train wrecks steals her memory. Believed to be Rebecca Winters and engaged to marry Kyle Benson, she continues to Oakville, Kansas, and falls in love with the man she believes is her old friend. Kyle resents his father's ultimatum. Marry Rebecca and produce an heir to gain full ownership of the bank in Oakville. But when he meets Rebecca, after twelve years apart, he's smitten and quickly falls in love, stirring jealousy from a teller in the bank who had designs to become Mrs. Kyle Benson.

When a priceless gold statue bound for a museum in California turns up missing, all evidence points to Rebecca. Bound for revenge, Kyle's old girlfriend is determined to either put Rebecca behind bars or kill her rather than give up the man she believes is hers. Then Becky's memory returns and she realizes she is unfit to be the wife of a wonderful man such as Kyle. Can an orphan girl from the Ozark backwoods find happiness with a man of wealth?.