Bette Lawrence is about to find out how hard life can be for someone of low society standing in the 1900's. Helping take care of her family is expected and Bette steps right into the challenge. When Bette meets Sarah Douglas, the daughter of a wealthy importer and a past employer of her father, Bette is snubbed. Then a chance meeting at a masquerade party allows them to explore a friendship without Sarah knowing Bette's identity. When an earthquake sets San Francisco on fire for three days, Bette is forced to take care of not only her own family but Sarah's as well. Will Bette be able to rebuild her family's lifestyle and still develop a relationship with Sarah.