In Spanish and English Solid advice from the most popular financial advisor, motivational speaker, and best - selling author Jesse Brown .  This new financial guide answers the frequently asked questions that every American has on his or her mind. Brown gives solid answers to such common questions as :  " How do I get out of debt and stay out permanently?  How do I save for my child's college education ?  How do I prepare for retirement? What employee benefits  keeps up moral and keeps employees working hard ?.