The financial services sector is being transformed by new technologies. This textbook equips students with the knowledge and strategies necessary for their future careers. Combining practical insights into technology-driven disruption and robust theoretical analyses, Financial Technology Foundations covers key aspects of fintech innovation to enable students to develop knowledge for their studies and future careers. It explores the impact of blockchain, cryptocurrencies and machine learning on financial business models and investment strategies. Chapters also include material on Neo Banks, the use of social media and hyperpersonalization in finance and how developments in lawtech intersect with those in fintech. Incisive commentary on the ethical, legal and regulatory frameworks around these technologies, as well as activities, industry expert contributions and international examples enhance the learning experience. Financial Technology Foundations also features a suite of online resources with lecturer PowerPoint slides, reflective exercises and multiple-choice questions. This textbook is ideal for students on MSc programmes in Fintech, Finance or taking Financial Technology modules as part of their Business and Management degrees.