Striking out on your own for the first time is exhilarating. But in a culture full of bad advice, predatory banks, and splurge-now-pay-later temptations, it can also be extremely dangerous-leading you to make financial decisions that could hurt you for years to come. Striking out on your own for the first time is exhilarating. But in a culture full of bad advice, predatory banks, and splurge-now-pay-later temptations, it can also be extremely dangerous-leading you to make financial decisions that could hurt you for years to come. Combine this with a slumped economy, mounds of student loans, and dubious examples from reality TV stars to politicians to your own parents, and it's no wonder so many twentysomethings are struggling. Twenty-three-year-old Zac Bissonnette knows exactly what you're going through. He demystifies the many traps young people fall into in their postcollege years. He offers fresh insights on everything from job hunting to buying a car to saving for retirement, giving you a foundation for a secure, stable, and happy life.
In the process, he reveals why FICO scores are overrated, online job applications are a waste of time, car loans are for suckers, and credit card rewards are a scam. With detours to discuss wine connoisseurs, Really Broke Housewives, and Lenny Dykstra, Zac shows you how to make better choices today so you can be richer, smarter (and better-looking!) for years to come. 'Are you there, Zac? It's me, Chelsea. I loved your book. Plus, I'm only half-Jew so your Financial wisdom really balanced out my Mormon side.' Chelsea Handler 'Our four daughters learned 'Waste not, want not' before they knew their ABCs, but Zac Bisonnette says it better and more credibly than a mere father could. His enjoyable romp through the basics of debt-free personal finance will be in their next Christmas stockings.' Mitch Daniels, Governor of Indiana 'Zac Bissonnette puts the 'smart' in smart-aleck with his irreverent, hilarious, and eminently sensible financial advice.
This may be the one personal finance book that actually delivers on its title. Parents, give it to your kids. Kids, leave a copy on the kitchen table - maybe your parents will pick it up and learn something.' Daniel Pin, Author of Drive and A Whole New Mind.